No salary slips

Spend big.
Live better.

Premium cards want payslips. You’ve got a portfolio. Eleva turns what you already hold into the card that funds your upgrade — and turns everyday spend into elite wellness.

Pledge stays invested · Read-only access · Underwritten on assets
ElevaApex
•••• •••• •••• 7042
Holder
A. Mehta
Expires
08/29
VISA
Pledge ₹9L → unlock up to
₹0Summit
Illustrative — your limit is 50% of what you pledge, and sets your tier.
How Eleva works

Your assets already qualify you.

01

Pledge what you hold

Link your investments with read-only access. They stay invested — you pledge, you don’t sell.

02

Unlock your card & tier

Your limit is 50% of what you pledge, and it sets your tier — Ascent, Summit, or Apex.

03

Spend, earn, level up

Spend anywhere. Earn Eleva Points and quarterly wellness credits, redeemable across the marketplace.

Who it’s for

Income that doesn’t fit a form.

If a salary slip can’t capture what you earn, Eleva underwrites what you own instead.

Doctors — Private practice, own clinic, visiting consultant.

Doctors

Private practice, own clinic, visiting consultant.

Lawyers & CAs — Chambers, partnerships, independent practice.

Lawyers & CAs

Chambers, partnerships, independent practice.

Founders — Drawing what the business allows, not what HR decides.

Founders

Drawing what the business allows, not what HR decides.

Consultants — Retainers and projects instead of a monthly cycle.

Consultants

Retainers and projects instead of a monthly cycle.

Creators — Audience, brand deals, IP — income no form has a box for.

Creators

Audience, brand deals, IP — income no form has a box for.

Investors & traders — Wealth that compounds, on paper that banks won’t read.

Investors & traders

Wealth that compounds, on paper that banks won’t read.

Freelancers — Many clients, no employer, real earnings.

Freelancers

Many clients, no employer, real earnings.

Business owners — A balance sheet that says more than a payslip ever could.

Business owners

A balance sheet that says more than a payslip ever could.

The marketplace

Pick your upgrade.

Six outcomes, one card. Choose where you want to get better — we’ve curated the rest.

Performance — Train, recover, and operate at a higher level.

Performance

Train, recover, and operate at a higher level.

Premium gyms · Boutique studios · Personal trainers
Body — Invest in physique, energy, and nutrition.

Body

Invest in physique, energy, and nutrition.

Protein & creatine · Supplements · Nutrition coaching
Skin & Hair — Visible, confidence-led wellness.

Skin & Hair

Visible, confidence-led wellness.

Dermatology · Laser treatments · Hair regrowth
Mind — Resilience, clarity, and burnout prevention.

Mind

Resilience, clarity, and burnout prevention.

Therapy · Executive coaching · Stress management
Longevity — Premium preventive and future-facing health.

Longevity

Premium preventive and future-facing health.

Executive health checks · Advanced diagnostics · Hormone panels
Care — Practical protection and healthcare access.

Care

Practical protection and healthcare access.

Top-up insurance · Doctor consults · Family wellness
Beyond wellness · On the Visa network

Every perk a premium card should have.

The everyday premium-card benefits you’d expect — included, and better at every tier.

Apex unlocks Visa Infinite privileges.
Travel — Up to ₹6,500 off flights, ₹20,000 off stays

Travel

Up to ₹6,500 off flights, ₹20,000 off stays

Airport lounges — Complimentary domestic & global visits

Airport lounges

Complimentary domestic & global visits

Dining — Flat 20–40% at partner restaurants

Dining

Flat 20–40% at partner restaurants

Shopping — Extra 10–15% on fashion, home & luxe

Shopping

Extra 10–15% on fashion, home & luxe

Entertainment — Movie tickets & theme-park offers

Entertainment

Movie tickets & theme-park offers

Protection — Purchase cover, fraud shield & concierge

Protection

Purchase cover, fraud shield & concierge

Everyday offers and network privileges vary by card tier and change over time.

Apply in minutes

No salary slips. No catch.

See the limit, tier, and wellness membership your portfolio unlocks — before you commit to anything.